Over the past decade, Austin-area homeowners have seen substantial growth in home equity. Even with normal market fluctuations, the overall gains tell a clear story — real estate builds long-term wealth. According to research by the National Association of REALTORS® (NAR), Austin homeowners gained over $272,000 in equity in just 10 years. That’s money that renters never see — it goes straight into a homeowner’s pocket.
Home Equity Gains by Year (Austin Area) over the last 10 years

Even during years of slower appreciation or temporary dips, homeowners who stay in their homes and ride out the market continue to gain significant long-term wealth through equity growth.
From Renter to Owner: Your Wealth-Building Journey Starts Here
Every rent payment you make builds your landlord’s wealth — not yours. Buying your own home puts you on the path toward real, measurable wealth.
■ Source: National Association of REALTORS® – Metro Market Statistics